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Offer valid January 20, 2021 through October 31, 2022 and is available only when opening through a qualifying website and who qualify as outlined below.
Checking offer is not available to existing TD Bank checking Customers, prior Customers who have had a TD Bank personal checking relationship within the preceding 12 months, or Customers who received a bonus on a previous checking account at any time. The primary owner of the new personal checking account must be the person who supplies a Social Security Number for tax reporting purposes.
To qualify for the $300 personal checking bonus, new personal checking Customers must open a TD Beyond Checking account with cumulative qualifying direct deposit funds totaling $2,500 or more into the new checking account within 60 days of the account opening date.
To qualify for the $150 personal checking bonus, new personal checking customers must open a TD Convenience CheckingSM account with cumulative qualifying direct deposit funds totaling $500 or more into the new checking account within 60 days of the account opening date.
Qualifying direct deposit funds include your paycheck, pension, government benefits (such as Social Security) or other eligible regular monthly income from your employer or the government electronically deposited into your checking account of at least $250 each. Person-to-person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
Savings offer is not available to existing TD Bank savings or money market Customers, prior Customers who have had a TD Bank personal savings or money market relationship within the preceding 12 months, or Customers who received a bonus on a previous savings account at any time.
To qualify for the $200 personal savings bonus, new personal savings Customers must open a TD Beyond Savings or TD Simple Savings account (CDs, IRAs and Money Market accounts are excluded) and deposit $20,000 or more in new money within 20 calendar days of account opening date. Once the deposit requirement has been met, you must maintain a minimum daily balance of $20,000 for an additional 90 days from the date the deposit requirement is met.
New money is defined as funds that are not currently held in any TD Bank retail deposit account. Broker, municipal, commercial and small business deposits are not included.
The primary owner of the new personal checking and/or new personal savings account must be the person who supplies a Social Security Number for tax reporting purposes. Once the offer criterion is met, the bonus will be credited to the new personal checking and/or savings account no later than 140 days from the account opening date. Account(s) must remain open, active, in good standing and in a qualifying product type through the qualifying period to receive the bonus. If the checking and/or savings account is closed by the Customer or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount from that account at closing. TD Bank may issue you an IRS Form 1099-MISC or other appropriate forms reporting the value of the bonus. Offer may be withdrawn at any time and is subject to change. TD Bank employees and Canadian cross-border banking Customers are not eligible.
TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
Non-TD ATMs: For TD Beyond Checking and TD Beyond Savings, TD ATM fees waived regardless of balance, and non-TD fees, which includes any surcharges at the time of your transaction, will be reimbursed when your minimum daily balance is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.
TD Beyond Checking Monthly Maintenance Fee can be waived with one of the following: $5,000 or more in direct deposits within a statement cycle or $2,500 minimum daily balance is maintained or $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and home equity line of credit accounts, and/or mortgages in good standing (excludes credit cards and personal loans) that you choose to link.
TD Beyond Savings: Eligible accounts include TD Bank personal mortgage, home equity or credit card OR an active personal or small business checking account WITH at least three Customer-initiated deposit, withdrawal, transfer or payment transactions posted each calendar month OR an active personal or small business checking account WITH a direct deposit each calendar month. TD Growth Money Market: must be linked to an eligible, personal TD Bank checking account, have a qualifying transfer into account AND have an increase in the closing balance by at least $50 from previous statement period. See the Personal Deposit Account Agreement for more details
TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.
Rush Bill Payments may appear on your account statements and account activity as Same Day Payments. A fee applies to all Rush Bill Payments, TD Beyond Checking accounts will be reimbursed for Rush Bill Payment fees.
Overdraft Payback automatically reverses the first two overdraft fees (paid or returned) incurred within a calendar year (January–December); max $70 per calendar year.
Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.
Please refer to TD Bank Overdraft Protection and Services for information on available overdraft options.
For the first 12 months, waived each month you have a linked eligible TD Bank Checking account and a recurring transfer of $25 or more from a TD Bank account. See the Personal Deposit Account Agreement for more details.
View account guides
Offer valid January 20, 2021 through March 31, 2022 and is available only when opening through a qualifying website and who qualify as outlined below.
Checking offer is not available to existing TD Bank checking Customers, prior Customers who have had a TD Bank personal checking relationship within the preceding 12 months or Customers who received a bonus on a previous checking account at any time. The primary owner of the new personal checking account must be the person who supplies a Social Security Number for tax reporting purposes.
To qualify for the $300 personal checking bonus, new personal checking Customers must open a TD Beyond Checking account with cumulative qualifying direct deposit funds totaling $2,500 or more into the new checking account within 60 days of the account opening date.
To qualify for the $150 personal checking bonus, new personal checking customers must open a TD Convenience CheckingSM account with cumulative qualifying direct deposit funds totaling $500 or more into the new checking account within 60 days of the account opening date.
Qualifying direct deposit funds include your paycheck, pension, government benefits (such as Social Security) or other eligible regular monthly income from your employer or the government electronically deposited into your checking account of at least $250 each. Person-to-person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
Savings offer is not available to existing TD Bank savings or money market Customers, prior Customers who have had a TD Bank personal savings or money market relationship within the preceding 12 months, or Customers who received a bonus on a previous savings account at any time.
To qualify for the $200 personal savings bonus, new personal savings Customers must open a TD Beyond Savings or TD Simple Savings account (CDs, IRAs and Money Market accounts are excluded) and deposit $20,000 or more in new money within 20 calendar days of account opening and maintain a minimum daily balance of $20,000 for at least 90 days from the date the deposit requirement is met.
New money is defined as funds that are not currently held in any TD Bank retail deposit account. Broker, municipal, commercial and small business deposits are not included.
The primary owner of the new personal checking and/or new personal savings account must be the person who supplies a Social Security Number for tax reporting purposes. Once the offer criterion is met, the bonus will be credited to the new personal checking and/or savings account no later than 140 days from the account opening date. Account(s) must remain open, active, in good standing and in a qualifying product type through the qualifying period to receive the bonus. If the checking and/or savings account is closed by the Customer or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount from that account at closing. TD Bank may issue you an IRS Form 1099-MISC or other appropriate forms reporting the value of the bonus. Offer may be withdrawn at any time and is subject to change. TD Bank employees and Canadian cross-border banking Customers are not eligible.
TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
Non-TD ATMs: For TD Beyond Checking and TD Beyond Savings, TD ATM fees waived regardless of balance, and non-TD fees, which includes any surcharges at the time of your transaction, will be reimbursed when your minimum daily balance is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.
TD Beyond Checking Monthly Maintenance Fee can be waived with one of the following: $5,000 or more in direct deposits within a statement cycle or $2,500 minimum daily balance is maintained or $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and home equity line of credit accounts, and/or mortgages in good standing (excludes credit cards and personal loans) that you choose to link.
TD Beyond Savings: eligible accounts include TD Bank personal mortgage, home equity or credit card OR an active personal or small business checking account WITH at least three Customer-initiated deposit, withdrawal, transfer or payment transactions posted each calendar month OR an active personal or small business checking account WITH a direct deposit each calendar month. TD Growth Money Market: must be linked to an eligible, personal TD Bank checking account, have a qualifying transfer into account AND have an increase in the closing balance by at least $50 from previous statement period. See the Personal Deposit Account Agreement for more details
TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.
Rush Bill Payments may appear on your account statements and account activity as Same Day Payments. A fee applies to all Rush Bill Payments, TD Beyond Checking accounts will be reimbursed for Rush Bill Payment fees.
Overdraft Payback automatically reverses the first two overdraft fees (paid or returned) incurred within a calendar year (January–December); max $70 per calendar year.
Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.
Please refer to TD Bank Overdraft Protection and Services for information on available overdraft options.
For the first 12 months, waived each month you have a linked eligible TD Bank Checking account and a recurring transfer of $25 or more from a TD Bank account. See the Personal Deposit Account Agreement for more details.
